GoGetCash.com Payday Advance Loans &
Small Cash Loans Provider's Cost Credit Facts
The Cost of Credit - Facts You Need To Know!
Payday Loans are small cash loans & short-term advances that are due on your next payday, unless your next payday is 4 days away from your loan date interest is charged at flat fee. In this case your loan repayment will be due on your second payday. The maximum loan term is 14 days.
With a payday loan you are charged a flat fee no matter when your cash loan is repaid (subject to the 14 day maximum loan term). Because the fees are fixed per loan amount, the Annual Percentage Rate (APR) will vary depending on the number of days that pass between the date you receive your advance and the day you repay the loan. There is no refund of fees for early repayment.
Although payday loans are short-term advances intended to be paid off quickly, various Truth-in-Lending laws require financing disclosures to be expressed as an Annual Percentage Rate (APR), or the cost of the credit advanced to you expressed as an annual rate. This requirement provides uniformity among various credit sources, so you can compare rates and make the choice that is right for you.
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Affiliation Disclaimer:
GoGetCash is not "directly" affiliated with: Money Tree Inc.; Advance America aka: AARC, Inc; Speedy Cash, Rapid Cash, AAA Title Loans, aka: Financial Management, LLC; Check N Go, Inc. aka: Axcess Financial Services Inc.; Quik Cash aka: QC Holdings, Inc.; Check Into Cash, Inc. aka: CIC; Allied Cash Advance aka: Allied Cash Holdings LLC.; ACE Cash Express, Inc.; Rent-A-Center, Inc.; Loan Mart, Money Mart aka: Dollar Financial Corp.; Cash Plus, Inc.; First Cash Advance, Cash & Go, Ltd. aka: First Cash Financial Services, Inc.; EZ Money Loans aka: EZCORP, Inc.; Pay-O-Matic Check Cashing Corp.; MoneyGram International, Inc.; Western Union Financial Services, Inc.; or Pawn America, Cash America, CashNetUSA aka: Cash America International, Inc..
Legal Disclaimer
The operator of this website is not a lender and does not make cash advances or credit decisions. Everything on this site should be considered a commercial advertisement. The loan application process is provided to match applicants with the best lender based on the application data. As such, any information you provide will be shared with lenders and third parties who may attempt to market to you without permission. Applications are submitted to multiple lenders in order to provide applicants the best chance for approval. The operator of this website is not an agent or representative of any lender or service provider and does not endorse any service or product. Cash transfer times may vary between lenders and in some circumstances faxing may be required. Completion of this application in no way guarantees that you will be approved for any offer. Typically there are no credit checks, however be sure to ask your individual lender.